Digital-India/C2/PMJJBY/English

Visual Cue	Narration
Title slide	Hello and welcome to this spoken tutorial on how to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana.
Slide: Learning Objectives Image in centre [[Image:]] Make words appear from the left and place under the image Premium Benefits Claim Amount	In this tutorial we will learn about the Pradhan Mantri Jeevan Jyoti Bima Yojana and its premium, benefits and claim amount.
Now show the main character and bank graphic [[Image:]] [[Image:]] [[Image:]]	We will also learn how to become a member of the Pradhan Mantri Jeevan Jyoti Bima Yojana and auto-debit our Savings Bank account towards the payment of annual premium.
[[Image:]] Animate PMJJBY from the image above and form the abbreviation below the image	Pradhan Mantri Jeevan Jyoti Bima Yojana is called PMJJBY, in short. Let us now understand the details of the scheme.
[[Image:]] Change the text 2 lacs in numbers 2,00,000	PMJJBY is a one year renewable term insurance policy under which: the sum assured is Rs. 2,00,000 (Two lakhs) in case of death of the insured member, due to any reason and the annual premium amount is Rs. 330 /-
[[Image:]] In previous image, zoom/enlarge the above text in rubber stamp impression Now show “Includes all administrative charges” below it	The annual premium of Rs. 330 /- is inclusive of all administrative charges of the participating bank, life insurance company and other statutory bodies.
Continue previous image Now show “NO Service Tax” below it in rubber stamp impression.	Currently, no Service tax is payable on this scheme. However it may be applicable on the premiums, as notified by the Central and/or State Government, from time to time, as per the provisions of the prevalent tax laws.
Slide [[Image:]] [[Image:]] [[Image:]] Create similar graphic with main character and family	PMJJBY scheme will be administered by a life insurance company in partnership with a bank and be guided by the scheme rules as specified by the Government of India from time to time.
[[Image:]] Show calendar flipping till May 2016 Show a stamp of RENEWAL [[Image:]]	The insurance cover under this product will start from 1st June 2015 and shall be renewed annually.
Text on screen Highlights of PMJJBY scheme [[Image:]] [[Image:]] [[Image:]] Show partial image of the form	The key highlights of the PMJJBY are: Protection at an affordable cost Instant processing: Minimal medical examination required Easy enrolment: Enrolment based on a simplified proposal form
Text on screen Benefits of PMJJBY scheme Words appear on screen Death benefit [[Image:]] [[Image:]] [[Image:]] Zoom and make the above images small Words appear on screen Cover period Make an huge umbrella appear above the image Show the below text under the image 1st June -------to------ 31st May Next, show the text Income Tax benefits & exemptions as a rubber stamp impression	Let us look at some of the benefits of the scheme. Death Benefit: In the unfortunate event of death of the insured member during the period of cover the sum assured will be paid to the nominated beneficiary or guardian of the nominated minor beneficiary or legal heir. Cover period: is for one year from 1st June to 31st May. Tax Benefits: Income Tax benefits/exemptions are as per the applicable Income Tax laws in India.
Text on screen Termination of PMJJBY as a rubber stamp impression First bullet point [[Image:]][[Image:]] [[Image:]] Show progression of age like this image [[Image:]] Make the number begin at 18 years without red crossmark Increment the counter Make it stop at 55 and put red cross mark Now shrink the size of all of the above images to stamp-size Second bullet point [[Image:]] Now shrink the size of the above image to stamp-size Third bullet point Show calendar with May 2016 and advance it to June 2016 Circle 1 June 2016 Show Rs.330 and put a crossmark Show main character with sweat falling from forehead. Fourth bullet point Show image of bank and show the text in rubber stamp impression Account closed Show main character with sweat falling from forehead. Fifth bullet point Show image of bank and show the account balance decreasing from Rs.2,500 to Rs.400 Show 400 zooming in and out Show main character with sweat falling from forehead.	The insurance cover for a member will be terminated if: the age of the insured member becomes 55 years on next annual renewal date on death of the insured member on non-payment of premium on the stipulated renewal date on closure of the designated account with the bank or on insufficient balance in the account to pay the premium.
Text on screen Eligibility of PMJJBY [[Image:]] Make the number begin at 18 years without red crossmark Increment the counter Make it stop at 50 and put green checkmark	All Savings Bank account holders, from the age of 18 to 50, in participating banks, are entitled to join PMJJBY.
Text on screen Terms of PMJJBY Show 2 different bank image (similar to the ones we used earlier) Show main character in centre Show arrow pointing to Bank1 On arrow show PMJJBY Show arrow pointing to Bank2 On arrow show PMJJBY Show red crossmark on Bank1 and green checkmark on Bank2	* The account holder should not be insured under PMJJBY under any other Savings Bank account. In case the same is found to exist, the first subscription of premium received by the insurance company/companies will be valid and will be restricted to Rs. 2 lakhs as per first subscription and the premium paid through all subsequent subscriptions will be liable to be forfeited.
Image of bank	Let us learn how to join PMJJBY, if we have a Savings Bank account in any bank.
	If you don’t know how to open a Savings Bank account, see the relevant tutorial in this series.
Blur the name of the bank in this pic. [[Image:]] [[Image:]]	To open PMJJBY, we need to get the PMJJBY Consent-cum-Declaration form from the nearest bank.
Image of PMJJBY form Blur/erase the name of the bank in this form.	The form looks like this.
Red box around Pradhan Mantri Jeevan Jyoti Bima Yojana	The Title of the form says Pradhan Mantri Jeevan Jyoti Bima Yojana.
Red box around small table Animation Show pen and put red crossmark on pen	In the very first section of the form, we see a small table with some details. We do not have to fill any details here; this is for Office Use.
Red box around information text	Below this table, we will find the terms and conditions of the consent, listed in detail. Read these carefully. Basically, it states that the account holder gives permission to that particular bank to deduct Rs.330 /- annually towards premium payment of PMJJBY.
Red box around Applicant Details, as per Bank/KYC records and the table	The next section is where we have to give our details and our Savings Bank account details.
Red box around Name of the account holder Image of Pass book. Keep on one side and show form again with name filled as Radha Tiwari	First we will fill the Name of the account holder, as given in our Savings Bank account passbook. This will be the name of the insured member for this scheme. So here, you can fill your own name. I will write Radha Tiwari.
Red box around Savings Bank account No. Image of Pass book. Keep on one side and show form again with no. filled as 11229944567	Then we will fill the Savings Bank account number, as given in our Savings Bank account passbook.
Red box around Aadhar Number, E-mail Id, Mobile No. fields Show text in resp fields 223344556677 t.radha1002@gmail.com 981223344	Our Aadhar no., email-id, mobile no. are to be filled in the respective places, as shown here.
Red box around Name, address and relationship	Then, we will fill the name of the nominee or the beneficiary of this scheme, in case of death of the insured member. Here you can fill the name of any relative. For eg: daughter, son, husband, mother, father, brother, sister, etc. Along with name, we have to provide address and relationship details also.
Show text Asha Suryakant Tiwari Geeta Niwas, Bolakodi Post, Barkapur, 229001, Uttar Pradesh Next line Daughter	So, in this space, I will fill my daughter’s name - Asha Suryakant Tiwari. And the address, as shown here. I will fill relationship as Daughter.
Red box around Name and address of Guardian	If the nominee is not a minor, skip this box.
Show text Shanta Misra Shantidham, Behind Parimal Trust Primary School, Cherai Post, Jaunpur, 222002 Uttar Pradesh	If the nominee is a minor, we have to provide the name and address of the guardian. So, I will fill Shanta Misra as the name. And the address as shown here.
Red box around Date of Birth and Address Show text 10/02/1980 and Geeta Niwas, Bolakodi Post, Barkapur, 229001, Uttar Pradesh	Next, we will fill our Date of Birth and our Address. So, I will write 10/02/1980 as my date of birth and the address as shown here.
Red box around Date: and Signature Show text 22 07 2015 Show signature	Lastly, write the date. I will write 22 07 2015 as this is date on which I am filling this form. And then sign in the space provided here.
Image of filled form	This completes the filling of the PMJJBY form.
[[Image:]]	submit this form to the bank officer for verification.
Image of filled form Zoom into Acknowledgement Slip Show it filled Shri/Smt Radha Tiwari A/c no. 11229944567 Aadhar no. 223344556677 Signature of officer Seal of bank	The Acknowledgement slip cum certificate of insurance will be separated from the form and handed-over to us.
Image of filled Acknowledgement slip	This is a very important slip and should be kept very safely.
[[Image:]]	Now, we have become active members of the Pradhan Mantri Jeevan Jyoti Bima Yojana.
Image of filled Acknowledgement slip	This slip is to be produced in the unfortunate event of death of the insured member by the beneficiary or guardian of the minor beneficiary in order to claim the insured amount of Rs.2,00,000.
[[Image:]]	Every year on the date of joining the scheme, our Savings Bank account will be auto-debited by Rs. 330 /- In my case, this will happen on 22 July every year.
Bank Passbook image with debited amount shown	We can check our passbook in that month and note this annual deduction.
Slide	If we wish to discontinue being a member of PMJJBY, we just have to inform the bank, in writing, to do so. Our instruction will be adhered to, from the next renewal date.
[[Image:]][[Image:]]	So, this is how we can join PMJJBY and ensure that our loved ones are secured through this policy.
Summary slide Show a collage of Learning Objectives slide	Let us summarise. In this tutorial, we learnt about the Pradhan Mantri Jeevan Jyoti Bima Yojana and its premium, benefits and claim amount. We will also learnt how to become a member of the Pradhan Mantri Jeevan Jyoti Bima Yojana auto-debit our Savings bank account towards the payment of annual premium nominate the beneficiary and discontinue from the scheme
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Previous slide	Hope this tutorial was helpful. This is Nancy Varkey along with the Animation Team from IIT Bombay signing off. Thank you for watching.

Contributors and Content Editors

Nancyvarkey, Pratik kamble