Digital-India/C2/Register-on-SBI-Pay-app/English

Visual Cue	Narration
Title Slide	Welcome to this spoken tutorial on registration on the SBI Pay app.
Learning Objectives Slide	In this tutorial we will learn to- Download and install the SBI Pay app on our Android smartphone Complete the one time registration process
Slide What is SBI Pay	SBI Pay is a UPI app that SBI has specially designed for the UPI payments system. UPI stands for Unified Payment Interface. Using SBI Pay app, one can make and receive payments.
[[Image:]]	SBI Pay app can be downloaded and installed on any Android smartphone. Any person having a bank account can use the SBI Pay app.
Slide	With SBI Pay, one can do transactions without having to disclose any bank or card details.
Slide	SBI Pay can be used by any customer of any bank that offers UPI facility.
Slide	SBI Pay does not ask money in advance. Rather, your money remains in your bank account and keeps earning interest.
	Let’s now see a demo of how to download and install the SBI Pay app.
	Important note- Attach the SBI Pay app to the same mobile number that is registered with your bank account.
[[Image:]] Animator notes: Circle Google Playstore app	On your Android smartphone, go to Google Playstore.
Type SBI Pay	Search for SBI Pay, as shown here.
Show the list.	There would be many apps displayed but carefully locate the exact SBI Pay app.
[[Image:]]	Alternately, you can also use the direct link of SBI Pay. https://play.google.com/store/apps/details?id=com.sbi.upi
[[Image:]]	Download the SBI Pay app and install it on your Android smartphone.
Same screen.	Immediately after installation, we can open the app by selecting the Open button.
[[Image:]]	But if you use the app later, you will be brought to this screen. Now let’s learn to use this app.
[[Image:]] Animator notes: Circle Account Management	First step is to register your bank account. On the app, select Account Management.
[[Image:]] Animator notes: Circle Add Account	Then select Add Account.
[[Image:]]	In either case, you will be brought to this page, with this message.
[[Image:]] Animator notes: Circle Allow	The app will ask you for permission to send and view SMS messages. Here it says 1 of 3. Select Allow option. Next, the app will ask you for permission to make and manage phone calls. Here it says 2 of 3. Again, select Allow. Lastly, the app will ask you for permission to access the device’s location. Once again, select Allow.
[[Image:]] Animator notes: Circle Accept	Now, it will say that your device is not registered with the PSP. Please note- To use SBI Pay app, your mobile device should be registered with the PSP. Select the Accept option. A message will be sent from your phone for authentication.
	A confirmation message appears on the screen, which contains your mobile number. Verify this and then select Yes.
[[Image:]] Animator notes: Highlight Virtual Address	The app will now take you to the UPI Registration page. This is where you have to create your VPA i.e. Virtual Payment Address.
[[Image:]] Animator notes: Type lata	So, enter your preferred virtual address in the given text box. I will enter lata.
[[Image:]] Animator notes: Type Lata [[Image:]] Animator notes: Type Dixit [[Image:]] Animator notes: Type any valid email id. Then blur it.	After this, fill all the details in First Name, Last Name and Email fields.
[[Image:]]	Then choose the Secret Question and Answer for security purposes.
[[Image:]]	After this, choose your bank from the drop-down list.
[[Image:]]	It’s mandatory to choose the bank in which you have the account. It’s not mandatory to choose SBI bank only.
[[Image:]]	Since my bank account is in State Bank of India, I will choose that one.
[[Image:]]	Lastly, check the I agree checkbox.
[[Image:]] Animator notes: Circle Next	Now, select the Next button.
[[Image:]] Animator notes: Use the screenshot sent by Kumar Sir. Overwrite the Name and VPA as given above. Animator notes: Circle Register	The app will fetch your bank account number automatically and display it here. Now, select the Register button.
[[Image:]]	Immediately, a message is displayed. It says that your UPI registration is successful. This means your one time bank account registration is complete. Now select Ok button.
[[Image:]]	The app will now take you to the next page. Here you have to set the SBI Pay app password. This is the password you will enter whenever you use the SBI Pay app.
[[Image:]]	Enter your preferred password. This is followed by another secret Security Question and Answer. Now, select the Set App Password button.
[[Image:]] Animator notes: Circle OK	Immediately, a success message is displayed. Select OK.
[[Image:]]	The app may bring you to this page. Don’t worry if it doesn’t. In this page, the app will ask if you want to remember the password that you set. You can choose from the options displayed as per your preference.
[[Image:]] Animator notes: Circle Submit	After this, the app will take you to the next screen. Here you will be prompted to enter the same password that you created. Let’s do that and then select the Submit button.
	On doing so, your one time password registration is completed.
	You have successfully generated your login and password for the SBI Pay app.
[[Image:]]	Next, you will be taken to the page where you have to set the UPI Pin or MPIN. Select SET UPI PIN option.
[[Image:]]	The app will bring you to this page.
[[Image:]] Animator notes: Circle Submit	Here, choose the same account number that you had added earlier. For first time users, there will be only one account displayed. However, you can repeat the above procedure and attach another of your bank accounts to this app. This is possible if this same mobile number is attached to your account in another bank. That’s why we have to choose our account number carefully.
Same screen	Then enter the last 6 digits of the Debit Card associated with the selected bank account. Lastly, enter the expiry date and select the Submit button.
	Pls wait if buffering sign is seen.
[[Image:]]	The app will now bring you to this page. Here you will be given the option to enter OTP and MPIN.
[[Image:]]	I have received an OTP via SMS on my phone. I will enter that here.
[[Image:]]	Next, enter the MPIN which is the password you created earlier.
[[Image:]] Animator notes: Circle Submit	Then select the Submit button.
[[Image:]]	Please wait if buffering sign is seen.
[[Image:]]	MPIN is now succesfully linked with your bank account. Select Back button.
[[Image:]]	The app will now redirect us back to the Main menu. At this point, all the one time registration processes are complete.
Slide	SBI Pay is expected to be a game changer in the digital payment ecosystem.
Slide	SBI Pay app is the cheapest method of money transfer. A transaction costs less than 50 paise through SBI Pay app. Because of this low cost, it has the potential to promote non-cash transactions of small amounts.
Slide	Small transactions such as - payment to your neighborhood grocery or payment to a vegetable vendor are now feasible for the small shopkeeper as well as the consumer.
Slide	SBI Pay app has minimized the security concern of the common man. The Virtual Payment Address does not give any clue about your bank account. Also, the authentication takes place on your own smartphone, by punching two different PINs.
Slide	SBI Pay is a UPI app based on IMPS platform. So, it works 24x7. Hence transfers are instantly done. You can make a payment any time. There is no restriction of holiday or odd hours.
	This brings us to the end of this tutorial.
	Let’s summarise.
Summary Slide	In this tutorial we learnt to - Download and install the SBI Pay app on an Android smartphone Complete the one time registration process
Slide	The Spoken Tutorial Project Team creates audio-video tutorials on various informative and general awareness topics and conducts training programmes, too. For a complete list of topics, please visit http://spoken-tutorial.org
Thank you slide	For more details, pls write to contact@spoken-tutorial.org Hope this tutorial was helpful. This is Nancy Varkey from IIT Bombay, signing off. Thanks for watching.

Contributors and Content Editors

Nancyvarkey