Difference between revisions of "Digital-India/C2/SBI-Account-Opening/English"

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Latest revision as of 11:17, 12 July 2017


Visual Cue
Narration
Title slide Hello and welcome to this spoken tutorial on opening a Savings Bank account.
Learning Objectives

Show main character holding “gullak” filled with coins and going to the bank


[[Image:]] [[Image:]][[Image:]]
 In this tutorial we will learn about
  • the formalities to open a Savings Bank account in a bank.


Slide

Main character [[Image:]]

Remove the red crossmark [[Image:]]

Any person above the age of 18 years is entitled to open a Savings Bank account.
Image of bank logos


[[Image:]]

We can open a Savings Bank account in any bank that offers banking and financial services.



[[Image:]]
 To open an account, we will need to visit the nearest branch of the bank…..


….and get Form 60.

Image of Form 60 of SBI bank

But blur the SBI logo and name

Form 60 looks like this.


For demonstration purpose, I will be using SBI bank’s Form 60.


The same form will be available in other banks also with minor variations.

Animation

Flip through the 8-pages quickly

The form is a set of 4-8 pages, in a form of a booklet.
Image of Page 1 On the first page, we can see the title “Account Opening Form”.
Image of Page 2 Turn to the next page.


This is the account opening form that we have to fill, if we do not have a PAN card.

Zoom into the first section
Red box around Full name and address of declarant


Radha Tiwari should appear in Name.

Geeta Niwas, Bolakodi Post, Barkapur, Uttar Pradesh, 229001 should appear in Address.

First of all, we have to write our full name and address.


So, I will write my name and house address.

Red box around Particulars of transaction - Opening of __________ account(s)


Text in the blank space

Savings Bank

Wipe it out and replace the text

Current

Next, we have to specify which type of account we want to open.


For eg:

  1. Savings Bank account
  2. Current account


Wipe out Current and display text in the blank space

Savings Bank

I am going to write Savings Bank account.
Animation/Image

In the below image, use the same graphic as the one used above in Learning Objectives slide

[[Image:]]


Instead of Deposit, text will be Savings Bank account


Replace text Savings Bank account with Current account and text Interest with Overdraft

A Savings Bank account is one in which small savings can be made.


We can earn a small amount of interest on the balance held in the savings account.


Current Account is generally for business purposes.


The bank will not pay any interest on the balance held therein but gives overdraft facility.

Red box around

Amount of the transaction


Text in the blank space

Rs.500

Come back to Form 60.


Next, we have to specify the Amount of the transaction.


I will write Rs.500


You can write any amount of your choice.

Red box around

Are you assessed to tax? YES/NO


Checkmark on No

The next field is

Are you assessed to tax?


We will say No here.

Red box around
  1. If yes,
    1. Details of Ward/Circle/Range where the last return of income was filed:
    2. Reason for not having permanent account number/General Index Register Number:


Since we said No, we can skip these fields.
Red box around

Details of documents being produced in support of address in column (1)


We have to submit a valid address proof along with our form, such as:
  1. Ration Card
  2. Passport
  3. Driving License
  4. Electricity Bill, etc.


Red box around

Details of the document being produced in support of address in column (1)

Since Ration Card is the most common address proof, I will write Ration Card here.


You can write the document that you prefer to give as address proof.

Red box around Verification Next part is Verification.
Red box around first blank Here, we will write our name in the first blank space.
Red box around next 3 blanks In the next 3 blanks, we will write the date on which we are filling this form.
20 June, 2015 should appear in the blanks


I am filling this form on 20 June 2015. So, I will write 20 June 2015.


You have to write the date on which you are filling this form.

Red box around Place

Text in the blank space Barkapur

I am from Barkapur so I will write Barkapur in Place.


You have to write the place from where you belong.

Red box around

SIGNATURE OF THE DECLARANT


Make signature appear

Lastly, sign the form.
Red box around Nomination Form. Next section is FORM DA-1 i.e. Nomination Form.
In the below image, use the same graphic as the one used above in Learning Objectives slide


[[Image:]]


Instead of Interest, text will be Savings Bank amount


Remove the upper arrow completely.


[[Image:]]

Show same 3D character in above position

Its always a good practice
  • to nominate the name of the person
  • to whom the account holder wants the amount in the savings account to go to
  • in case of the account holder’s death due to any reason.


[[Image:]]


Use coloured characters


[[Image:]][[Image:]]


[[Image:]] [[Image:]]


A nominee can be
  • an adult, for eg: spouse, parent, sibling

OR

  • a minor, for eg, our own child, niece, nephew


Red box around first blank.


Text in the first blank Radha Tiwari

Once again, fill the name here in the first blank.


So, I will fill Radha Tiwari in the first blank.

Red box around second blank.


Text in the second blank Barkhapur branch

In the second blank, we have to fill the details of the bank in which the account is held.


So, I will write Barkhapur branch.


You have to write the name of your bank and branch here.

Red box around Type of deposit and Account number.


Text in Type of deposit Savings

Text in Account number __________

Details of Deposits need to be mentioned here.
  1. Type of deposit will be Savings
  2. Account number will be blank as of now, as our account is not yet active


Red box around Details of the Nominee

Make following text appear as per narration

  • Asha
  • Suryakant
  • Tiwari
  • Daughter
  • 10 years
  • 02/10/2004
  • Geeta Niwas, Bolakodi Post
  • Barkapur
  • 229001
  • Uttar Pradesh


Details of the Nominee has to be filled here.
  • Name
  • Middle Name
  • Last Name
  • Relationship with the depositor
  • Age
  • Date of Birth
  • Address
  • City
  • PIN
  • State


Image

[[Image:]]

If the nominee is a minor on the date mentioned in the form, then the account holder will have to
  • appoint an adult
  • to receive the amount on their behalf
  • in case of the account holder’s death due to any reason.


Red box around As the nominee is a minor... We have to fill this section, if the nominee is a minor.
Red box around Shri/Smt


Text in the blank space

Shanta Misra

Here in Shri/Shrimati, we have to fill the name of the appointed adult.


I will write Shanta Misra.

Red box around Address


Text in the blank space

Shantidham, Behind Parimal Trust Primary School, Cherai Post, Jaunpur, Uttar Pradesh, 222002

Then fill out the address details.
Red box around Date

Text in the boxes 20 06 2015

Next is the Date field.


I will write 20 06 2015 in the boxes.

Red box around Place

Text in the blank space Barkapur

Then I will write Barkapur in Place.


You have to write the place from where you belong.

Red box around

SIGNATURE OF THE DECLARANT


Make signature appear

Lastly, sign the form within the given box.
Text in the blank space Below this, we have to get the signature, name and address of two witnesses.
Image

[[Image:]] [[Image:]]

Use coloured characters.

Witnesses are people who know us from a long time.



Two names and addresses

Mohini Sharma

Sharma Niwas

Bolakodi Post

Barkapur

229001

Uttar Pradesh


Hemant Pratap Singh

551/132 McLeod Road, Singar Nagar,

Alambagh, Barkapur

229005

Uttar Pradesh

So, we should request two of our acquaintances to be our witnesses and complete this part of the form.
Image of completed form. This completes the procedure of filling Form 60.
PAUSE
Image of page 4


Red box around

Identification Details


Go to page 4 now.


The first section here is Identification Details.

Red box around Proof of identity


Red box around Proof of address

There are two columns here-
  1. Proof of identity
  2. Proof of address


Red box one-by-one around
  1. Passport
  2. Voter ID card
  3. PAN card
  4. Driver’s license

Check mark on Voter ID card.

In Proof of identity column, we will give the details of any one of our photo-identity cards.


The common options listed here are-

  1. Passport
  2. Voter ID card
  3. PAN card
  4. Driver’s license

We have to tick any one of the listed options based on the id we have.


So, I will tick mark Voter ID card.

Image of Voter ID card.

Keep on one side and show form again.

Text 041925 to appear or any other number


Image of Driving License

In the second part of the same column, write the number as shown on the Voter ID card.


If you have chosen another option, for eg, Driving License, then write that number.

Image of Voter ID card.

Keep on one side and show form again.

Text Barkapur to appear

Next, write the place of issue of the card.
Image of Voter ID card.

Keep on one side and show form again.

Text 01/09/2002 to appear

Lastly, write the date of issue of the card.
Image of Ration Card.

Keep on one side and show form again.


Check mark on Ration Card.

In Proof of address column, we have to give the details of our address.


Remember, I had opted Ration Card earlier.


So here, I will tick the Ration Card option.

Image of Ration Card.

Keep on one side and show form again.

Text AJ-0129 to appear


Image of Bank account statement

In the second part of the same column, write the number as shown on the Ration Card.


If you have chosen another option, for eg, Bank account statement, then write that number.

Image of Ration Card.

Keep on one side and show form again.

Text Barkapur to appear

Next, write the place of issue of the Ration Card or other document being furnished.
Image of Ration Card.

Keep on one side and show form again.

Text 10/02/2008 to appear

Lastly, write the date of issue of the Ration Card or other document being furnished.
Red box around

Introduction Details

The second section on this page is Introduction Details.
Image


[[Image:]]


Introducer:

A person who already has a bank account in the same branch of that bank has to introduce us.

Red box around Shri/Smt


Image of Pass Book.

Keep on one side and show form again.


Text in the blank space

Manoj Misra

We have to fill the name of our introducer here as given in the introducer’s pass book.
Red box around CIF no. and account number


Image of Pass Book.

Keep on one side and show form again.


Text in the blank space 192837465 and 9621786

Then fill the CIF no. and the account number as given in the introducer’s pass book.
Red box around months/years


Image of Pass Book.

Keep on one side and show form again.

After this, fill the number of months or years that the introducer has held this account for.
Red box around months/years In the last blank, fill the number of months or years that the introducer knows you for.
Red box around Date

Text in box 20/06/2015

Here, we will fill the date.
Red box around Signature box Then the introducer will sign here.
Red box around Signature Lastly, we will sign the undertaking.
PAUSE.
Image of page 5 Now come to page 5.
Red box around passport size photo box Here we have to paste our passport size photo inside this box.
Red box around first signature box And sign in the first box as shown here.
[[Image:]] [[Image:]] With this, our Account Opening application form is complete.


And it is ready for submission to bank along with a copy of our documents.

[[Image:]]


Show Ration Card, Voter ID card

When we go to the bank, we have to
  • take a photocopy of our Ration Card and Voter ID Card
  • along with the original Ration Card and Voter ID card for verification
  • and our completed application form.

If you have furnished other documents as proof of identity and address, make sure that you have a copy of those.


We will also have to ensure that we have pasted our passport size photo on page 5.

[[Image:]]


Put a desk in front of officer

The verifying officer will check if
  • the form is filled properly
  • and the documents are correct.
[[Image:]]


Show character with form

Show character with passbook

Show character with passbook and Rs.500 going into his passbook.

Once the verification is done, our application will be processed.


Our savings bank account will be opened in that branch of bank.


We can now deposit whatever amount we wish to save in this account.

Summary slide Let us summarise.


In this tutorial, we learnt the procedure to open a Savings Bank account in a bank.

Slide The Spoken Tutorial Project Team
  • creates audio-video tutorials on various informative and general awareness topics
  • and also conducts training programmes.

For a complete list of topics, please visit http://spoken-tutorial.org

Previous slide For more details, pls write to contact@spoken-tutorial.org


Hope this tutorial was helpful.


This is Nancy Varkey along with the animation team from IIT Bombay signing off.


Thank you for watching.

Contributors and Content Editors

Nancyvarkey, PoojaMoolya

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