Difference between revisions of "Biogas-Plant/C2/Finance-options-for-Biogas-plant/English"

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{| style="border-spacing:0;"
 
{| style="border-spacing:0;"
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| style="background-color:#ffffff;border:1pt solid #000000;padding:0.176cm;"| <center>Visual Cue</center>
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| style="background-color:transparent;border:1pt solid #000000;padding:0.176cm;"| <center>Visual Cue</center>
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| style="background-color:#ffffff;border:1pt solid #000000;padding:0.176cm;"| <center>'''Narration'''</center>
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| style="background-color:transparent;border:1pt solid #000000;padding:0.176cm;"| <center>Narration</center>
  
 
|-
 
|-
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| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide#1'''
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| style="border:1pt solid #000000;padding:0.176cm;"| Slide#1
  
−
'''Cover Slide'''
+
Cover Slide
−
| style="border:1pt solid #000000;padding:0.176cm;"| Hello Friends.
+
| style="border:1pt solid #000000;padding:0.176cm;"| Hello Friends,Welcome to the Spoken Tutorial on “Finance options for''' Biogas plant'''”
−
 
+
−
Welcome to the Spoken Tutorial on “'''Finance options for Biogas plant'''”
+
  
 
|-
 
|-
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|-
 
|-
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| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide#2'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide#2
−
'''Learning objective:'''
+
 
 +
Learning objective:
 +
 
 
In this tutorial we will learn
 
In this tutorial we will learn
−
* How to apply for a loan to get a '''Biogas plant''' built.
+
 
−
* Fact that one can either self-finance or avail bank loan to build the '''Biogas plant'''
+
#How to apply for a '''loan '''to get a '''Biogas plant''' built.
−
* Pre-requisites required to avail the loan
+
#Fact that-
 +
#* one can either self-finance or avail''' bank''' '''loan''' to build the '''Biogas plant'''
 +
 
 +
#Pre-requisites required to avail the''' loan'''
 +
 
 +
 
 
| style="border:1pt solid #000000;padding:0.176cm;"| In this tutorial we will learn:
 
| style="border:1pt solid #000000;padding:0.176cm;"| In this tutorial we will learn:
−
* How to apply for a loan to get a '''Biogas plant''' built.
+
 
−
* Fact that one can either self-finance or avail bank loan to build the '''Biogas plant'''
+
 
−
* Pre-requisites required to avail the loan
+
#1. How to apply for a '''loan '''to get a '''Biogas plant''' built.
 +
#Fact that-
 +
#* one can either self-finance or avail''' bank''' '''loan''' to build the '''Biogas plant'''
 +
#Pre-requisites required to avail the''' loan'''
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide#3'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide#3
 +
 
 +
Learning objective
  
−
'''Learning objective'''
 
 
We will also learn
 
We will also learn
−
* List of documents to be attached with loan application form   
+
 
−
* Cost factors for building the plant  
+
4. List of documents to be attached with '''loan '''application form   
−
* Approximate break-up of the budget
+
 
−
* Subsidies provided by government of India to build a Biogas plant
+
5. Cost factors for building the plant  
−
| style="border:1pt solid #000000;padding:0.176cm;"| * List of documents to be attached with loan application form
+
 
−
* Cost factors for building the '''plant''' 
+
6. Approximate break-up of the budget
−
* Approximate break-up of the budget
+
 
−
* Subsidies provided by government of India to build a '''Biogas plant'''
+
7. Subsidies provided by government of India to build a '''Biogas plant'''
 +
 
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
4. List of documents to be attached with '''loan '''application form  
 +
 
 +
5. Cost factors for building the plant  
 +
 
 +
6. Approximate break-up of the budget
 +
 
 +
7. Subsidies provided by government of India to build a '''Biogas plant'''
  
 
|-
 
|-
−
| style="background-color:#ffffff;border:1pt solid #000000;padding:0.176cm;"| '''Slide#4'''
+
| style="background-color:transparent;border:1pt solid #000000;padding:0.176cm;"| Slide#4
  
−
'''Finance options for Biogas'''
 
 
It should be known that-
 
It should be known that-
−
we can either self-finance or avail bank loan to build the biogas plant.
 
−
| style="background-color:#ffffff;border:1pt solid #000000;padding:0.176cm;"| Before we begin, it should be known that-
 
  
−
*we can either self-finance or avail bank loan to build the '''Biogas plant'''.
+
we can either self-finance or avail '''bank loan '''to build the '''Biogas plant.'''
 +
| style="background-color:transparent;border:1pt solid #000000;padding:0.176cm;"| Before we begin,
 +
*it should be known that
 +
*we can either self-finance or avail bank '''loan '''to build the '''Biogas plant'''.
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide#5'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide#5
 +
 
 +
Finance options for Biogas
 +
 
 +
Budget for building a '''Biogas plant.'''
  
−
'''Finance options for Biogas'''
 
−
Budget for building a '''Biogas plant'''.
 
 
| style="border:1pt solid #000000;padding:0.176cm;"| One should be also aware about the budget for building a '''Biogas plant'''.
 
| style="border:1pt solid #000000;padding:0.176cm;"| One should be also aware about the budget for building a '''Biogas plant'''.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| The approx. cost for building the '''Biogas plant''' is from Rs 20,000 to Rs 23,000/-
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
The approx. cost for building the '''Biogas plant''' is from-
 +
 
 +
* Rs 20,000 to Rs 23,000/-
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| Insert image of KVIC office[[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| Insert image of KVIC office[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| The first step to get a '''Biogas plant''' built is -  
+
| style="border:1pt solid #000000;padding:0.176cm;"| The first step to get a '''Biogas plant '''built is -  
−
* Visiting Khadi and Village Industries Commision (KVIC) office of the respective district.
+
 
 +
* Visiting-
 +
'''Khadi''' and '''Village''' Industries '''Commission office '''of the respective district.
 +
 
 
* This office is also known as '''KVIC'''
 
* This office is also known as '''KVIC'''
  
Line 71: Line 101:
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
* Each '''KVIC''' has a '''Rural Energy Technical''' department.  
+
* Each '''KVIC '''has a '''Rural Energy Technical''' department.  
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
* Meet the R'''ural Energy Technicia'''n i.e. '''RET''' in the mentioned department.
+
* Meet the '''Rural Energy Technician''' i.e. '''RET''' in the mentioned department.
  
 
|-
 
|-
Line 85: Line 115:
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| Next, the '''RET''' will visit and inspect the prerequisite(s) required to avail the loan.
+
 
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"| Next, the '''RET''' will visit and inspect the prerequisite(s) required to avail the''' loan.'''
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide#6'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide#6
 +
 
 +
Pre-requisite
 +
 
 +
List of pre-requisite(s) to avail '''loan '''is as follows:
  
−
'''Pre-requisite '''
 
−
List of pre-requisite(s) to avail loan is as follows:
 
 
* Availability of land.
 
* Availability of land.
 +
 
* Adequate supply of water
 
* Adequate supply of water
 +
 
* Approx. quantity of available solid waste
 
* Approx. quantity of available solid waste
 +
 
* Approx. number and age of cattle
 
* Approx. number and age of cattle
−
* Applicant’s Bank account/loan account
+
 
−
| style="border:1pt solid #000000;padding:0.176cm;"| List of pre-requisite(s) to avail loan is as follows:  
+
* Applicant’s '''Bank''' account/'''loan '''account
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"| List of pre-requisite(s) to avail '''loan '''is as follows:  
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
* Availability of land. For eg: 12ft x 16ft land is required for building 12ft x 8ft of '''Biogas plant'''.
+
 
−
* Adequate supply of water for daily feeding of the '''Biogas plant'''.
+
1. Availability of land-
 +
 
 +
For eg: 12ft x 16ft land is required for building 12ft x 8ft of '''Biogas plant.'''
 +
 
 +
2. Adequate supply of water for daily feeding of the '''Biogas plant.'''
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 +
 
[[Image:]]
 
[[Image:]]
 +
 +
 
[[Image:]]
 
[[Image:]]
 +
 +
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
* Approx. quantity of Solid waste either in the form of cow dung and /or the bio-degradable waste.
+
 
−
* Pls. note, quantity of waste for the '''plant''' is directly proportional to the size of the '''plant'''.
+
3. Approx. quantity of solid waste-
−
* For example, 25 kgs of solid waste and 25 litres of water is required for a 12ft x 8 ft of '''Biogas plant'''.
+
 
 +
either in the form of cow dung and /or the Bio-degradable waste.
 +
 
 +
* Please note, quantity of waste for the plant-
 +
 
 +
is directly proportional to the size of the plant.
 +
 
 +
* For example,  
 +
**25 kgs of solid waste and 25 litres of water is required
 +
**for a 12ft x 8 ft of '''Biogas plant.'''
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"|  
+
 
−
* The '''RET''' will also check the number and age of cattle
+
 
−
* For eg: minimum 2 cows producing an average of 12 kg dung are required for a 2 cubic meter '''Biogas plant'''
+
| style="border:1pt solid #000000;padding:0.176cm;"|
−
* This check is to ensure supply of 25 kgs of dung to the '''Biogas plant'''.
+
 
 +
4. The '''RET '''will also check the number and age of cattle.
 +
 
 +
* For example,
 +
**minimum 2 cows producing an average of 12 kg dung are required
 +
**for a 2 cubic meter '''Biogas plant'''
 +
 
 +
* This check is to ensure supply of 25 kgs of dung to the '''Biogas plant.'''
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
* Lastly, the '''RET''' will check-
+
 
−
*the Bank account/loan account of the applicant.
+
5. Lastly, the '''RET''' will check-
 +
 
 +
*the '''Bank''' account'''
 +
*Or ''' loan '''account  
 +
 
 +
of the applicant.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| If all the prerequisites are met, then the '''RET''' issues a '''technical feasibility certificate.'''
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
If all the prerequisites are met, then the '''RET''' issues a technical feasibility certificate.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 +
 +
 
<center>[[Image:]]</center>
 
<center>[[Image:]]</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Once the '''technical feasibility certificate''' is issued, visit the nearest bank to avail loan.
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
*Once the technical feasibility certificate is issued
 +
* Visit the nearest''' bank''' to avail '''loan'''.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 
[[Image:]]
 
[[Image:]]
 +
 
[[Image:]]
 
[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| You may visit banks such as  
+
 
−
* Private banks like -
+
 
−
# '''IDBI bank''',
+
| style="border:1pt solid #000000;padding:0.176cm;"| You may visit '''banks''' such as  
−
# '''Canara bank''',
+
 
−
# '''Union Bank of India'''
+
* Private '''banks''' like -
 +
 
 +
# IDBI '''bank''',
 +
# Canara '''bank''',
 +
# Union '''bank '''of India
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 +
 
[[Image:]][[Image:]]
 
[[Image:]][[Image:]]
 +
 +
 
[[Image:]]
 
[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| * Co-operative banks like -
+
 
−
# '''Saraswat''' bank,  
+
| style="border:1pt solid #000000;padding:0.176cm;"| * Co-operative '''banks''' like -
−
# '''Dombivli Nagari Sahakari bank''',  
+
 
−
# '''South Canara District Central Cooperative bank''' (known as '''SCDCC'''),  
+
# '''Saraswat bank''',  
−
# '''Gramin bank''' of different states,  
+
# '''Dombivli Nagari Sahakari Bank''',  
−
# '''Development Credit bank''' (Known as '''DCB''') etc.
+
# '''South Canara District Central Cooperative Bank''' (known as '''SCDCC'''),  
 +
# '''Gramin Bank''' of different States,  
 +
# '''Development Credit Bank '''(Known as '''DCB''') etc.
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide# 7'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide# 7
  
−
'''Finance options for Biogas'''
+
What is the amount of loan one can get from the bank?
−
'''What is the amount of loan one can get from the bank?'''
+
 
−
| style="border:1pt solid #000000;padding:0.176cm;"| So, what is the amount of loan one can get from the bank?
+
| style="border:1pt solid #000000;padding:0.176cm;"| So, what is the amount of '''loan''' one can get from the '''Bank'''?
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| You will be surprised to know that you can avail 100% of loan from a bank.
+
| style="border:1pt solid #000000;padding:0.176cm;"| You will be surprised to know that you can avail 100% of '''loan''' from a '''bank.'''
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 8'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 8
  
−
'''Finance options for Biogas'''
+
Finance options for Biogas
−
The following will vary from bank to bank----
+
 
−
* Loan amount
+
The following will vary from '''bank '''to '''bank'''<nowiki>----</nowiki>
−
* Sanction period
+
 
−
* Interest of loan  
+
* '''loan '''amount
−
* Loan repayment
+
* sanction period
−
| style="border:1pt solid #000000;padding:0.176cm;"| However, it is to be noted that the following will vary from bank to bank.
+
* interest of''' loan '''
−
* Loan amount,
+
* '''loan''' repayment
−
* Sanction period
+
 
−
* Interest of loan  
+
| style="border:1pt solid #000000;padding:0.176cm;"| However, it is to be noted that the following will vary from '''bank '''to '''bank'''.
−
* Loan repayment
+
 
 +
* '''loan '''amount
 +
* sanction period
 +
* interest of''' loan '''
 +
* '''loan''' repayment
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 
[[Image:]]
 
[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| Loan formalities start with filling up of the forms such as the ‘'''Loan Application Form'''’.
+
| style="border:1pt solid #000000;padding:0.176cm;"| '''Loan''' formalities start with-
−
The '''RET officer''' will help you in filling the form.
+
 
 +
* Filling up of the forms such as the '''‘loan''' Application Form’.
 +
 
 +
The '''RET''' officer will help you in filling the form.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 +
 
[[Image:]]
 
[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| As shown- the following details have to be filled in the '''application form'''-
+
| style="border:1pt solid #000000;padding:0.176cm;"| As shown- the following details have to be filled in the application form-
−
# Purpose of applying for the loan
+
 
 +
# Purpose of applying for the '''loan'''
 
# Name and Address of the applicant
 
# Name and Address of the applicant
 
# Resident of the respective village since year _____
 
# Resident of the respective village since year _____
Line 199: Line 298:
 
# Age and Gender
 
# Age and Gender
 
# Category-SC/ST/OBC
 
# Category-SC/ST/OBC
 +
 
And other such details.
 
And other such details.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>(Graphics)</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>(Graphics)</center>
−
Image showing the same informally dressed man holding the pen and scribbling on the Loan application form  
+
 
 +
Image showing man holding the pen and scribbling on the''' loan '''application form  
 
| style="border:1pt solid #000000;padding:0.176cm;"| I will now fill in the details as required in the form.
 
| style="border:1pt solid #000000;padding:0.176cm;"| I will now fill in the details as required in the form.
 +
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''<< Pause Recording>>'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| << Pause Recording>>
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''<< Pause Recording>>'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| << Pause Recording>>
  
 
|-
 
|-
Line 215: Line 317:
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 9'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 9
  
−
'''Finance options for Biogas'''
+
 
−
List of documents to be attached with loan application form:
+
List of documents to be attached with '''loan '''application form:
−
| style="border:1pt solid #000000;padding:0.176cm;"| Along with the loan application form, the other documents to be attached are -  
+
| style="border:1pt solid #000000;padding:0.176cm;"| Along with the '''loan '''application form, the other documents to be attached are -  
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Technical feasibility certificate'''
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
1. Technical feasibility certificate  
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| Document of landholding
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
2. Document of landholding
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| Photocopy of Ration card
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
3. Photocopy of '''Ration card'''
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| Proof of annual income  
+
 
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
4. Proof of annual income  
 +
 
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 10'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 10
 +
 
 +
 
 +
After filling the form, submit it to the '''bank '''officer for scrutiny.
 +
| style="border:1pt solid #000000;padding:0.176cm;"|
 +
 
 +
After filling the form-
 +
 
 +
* we have to submit it to the''' bank '''officer for scrutiny.
  
−
'''Finance options for Biogas'''
 
−
After filling the form, submit it to the bank officer for scrutiny.
 
−
| style="border:1pt solid #000000;padding:0.176cm;"| After filling the form, we have to submit it to the '''bank officer''' for scrutiny.
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| We will receive the '''Branch Manager/Inspecting Officer’s Reference''' and '''Loan Approval'''.
+
 
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"| We will receive the Branch Manager/Inspecting Officer’s Reference and '''loan''' Approval.
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 11'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 11
  
−
'''Finance options for Biogas'''
 
 
Cost factors for building the plant?
 
Cost factors for building the plant?
−
| style="border:1pt solid #000000;padding:0.176cm;"| Let's now talk about the cost factors for building the '''plant'''.
+
| style="border:1pt solid #000000;padding:0.176cm;"| Lets now talk about the cost factors for building the plant -
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 +
 
<center>[[Image:]][[Image:]]</center>
 
<center>[[Image:]][[Image:]]</center>
 +
 +
 
[[Image:]]
 
[[Image:]]
 +
 +
 
[[Image:]][[Image:]]
 
[[Image:]][[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| The cost for building the '''plant''' depends upon factors such as -
+
| style="border:1pt solid #000000;padding:0.176cm;"| The cost for building the plant depends upon factors such as -
 +
 
 
* Cost of raw material.
 
* Cost of raw material.
 
* Mason(s) charges.
 
* Mason(s) charges.
Line 267: Line 395:
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| The raw material and transportation cost along with mason charges may vary from region to region.
+
| style="border:1pt solid #000000;padding:0.176cm;"| * The raw material and transportation cost  
 +
 
 +
* along with mason charges may vary from region to region.
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 12'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 12
 +
 
  
−
'''Finance options for Biogas'''
 
 
Approximate break-up of budget
 
Approximate break-up of budget
 
| style="border:1pt solid #000000;padding:0.176cm;"| The approximate break-up of budget is as follows:
 
| style="border:1pt solid #000000;padding:0.176cm;"| The approximate break-up of budget is as follows:
Line 278: Line 408:
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]][[Image:]]
 +
 
[[Image:]]
 
[[Image:]]
 +
 +
 
<center>Rs. 4,000</center>
 
<center>Rs. 4,000</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Approx. Rs.4,000/- for the mason and his labourers.
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
1. Approx. Rs.4,000/- for the mason and his labourers
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 +
 
<center>'''Rs. 1,300'''</center>
 
<center>'''Rs. 1,300'''</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Approx. Rs.1,300/- for the '''Biogas '''burner stove.
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
2. Approx. Rs.1,300/- for the '''Biogas '''burner stove
 +
 
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]][[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]][[Image:]]</center>
 +
 +
 
<center>[[Image:]][[Image:]][[Image:]][[Image:]]</center>
 
<center>[[Image:]][[Image:]][[Image:]][[Image:]]</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Approx. Rs. 15,000/- for the raw material.
+
 
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
3. Approx. Rs. 15,000/- for the raw material.
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 +
 +
 
<center>[[Image:]]</center>
 
<center>[[Image:]]</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Approx. Rs. 2000/- as transportation charges from the hardware shop to the plant site.
+
| style="border:1pt solid #000000;padding:0.176cm;"|  
 +
 
 +
4. Approx. Rs. 2000/-
 +
 
 +
* as transportation charges from the hardware shop to the plant site.
 +
 
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 13'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 13
  
−
'''Finance options for Biogas'''
 
 
Good news
 
Good news
−
Government of India provides subsidies to build a Biogas plant
+
 
−
| style="border:1pt solid #000000;padding:0.176cm;"|  
+
Government of India''' '''provides subsidies to build a '''Biogas plant'''
−
*A good news for all those who plan to build a '''Biogas plant'''
+
 
−
*is that Government of India provides subsidies to build a '''Biogas plant'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| A Good news for all those who plan to build a '''Biogas plant''' is that-
 +
 
 +
* Government of India provides subsidies to build a '''Biogas plant.'''
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
−
<center>[[Image:]]N</center>
+
 
−
<center>N</center>
+
 
−
<center>nn</center>
+
<center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| The subsidies provided to applicants are :
 
| style="border:1pt solid #000000;padding:0.176cm;"| The subsidies provided to applicants are :
−
* Rs 9,000/- for General Category.
+
 
 +
* Rs 9,000/- for General Category
 +
 
 
* Rs 11,000/- for SC/ST Category and  
 
* Rs 11,000/- for SC/ST Category and  
−
* Rs 17,000/- for North-Eastern States.
+
 
 +
* Rs 17,000/- for''' '''North-Eastern States.
 +
 
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
 
| style="border:1pt solid #000000;padding:0.176cm;"| <center>[[Image:]]</center>
−
<center>(Graphics) Insert the image of biogas plant attached with toilet. </center>
+
 
−
| style="border:1pt solid #000000;padding:0.176cm;"| An extra subsidy of Rs1,200/- is given if toilet is attached to the '''Biogas plant'''.
+
<center>(Graphics) Image of Biogas plant attached with toilet. </center>
 +
| style="border:1pt solid #000000;padding:0.176cm;"| An extra subsidy of Rs 1,200/-  
 +
 
 +
 
 +
* is given if toilet is attached to the '''Biogas plant.'''
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 +
 
[[Image:]]
 
[[Image:]]
 +
 +
 
[[Image:]]
 
[[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| To avail the subsidy, we need to fill a form after the '''Biogas plant''' is built.
+
| style="border:1pt solid #000000;padding:0.176cm;"| To avail the subsidy we need to fill a form after the''' Biogas plant '''is built.
  
  
Line 333: Line 501:
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
 
| style="border:1pt solid #000000;padding:0.176cm;"|  
−
| style="border:1pt solid #000000;padding:0.176cm;"| I will now fill in the details as required in the form.
+
| style="border:1pt solid #000000;padding:0.176cm;"| I will now fill in the details as required in the form
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''<< Pause Recording>>'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| << Pause Recording>>
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''<< Pause Recording>>'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| << Pause Recording>>
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
| style="border:1pt solid #000000;padding:0.176cm;"| The filled '''subsidy form''' will look like this.
+
| style="border:1pt solid #000000;padding:0.176cm;"| The filled subsidy form will look like this.
  
 
|-
 
|-
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
 +
 
<center>[[Image:]][[Image:]]</center>
 
<center>[[Image:]][[Image:]]</center>
 +
 
<center>[[Image:]]</center>
 
<center>[[Image:]]</center>
−
| style="border:1pt solid #000000;padding:0.176cm;"| Pls note that '''subsidy''' will be granted only after
+
 
−
* Sufficient proof for the '''Biogas plant''' is given.
+
 
−
* Technical feasibility certificate of the '''Biogas plant'''.
+
| style="border:1pt solid #000000;padding:0.176cm;"| Please note, that subsidy will be granted-
−
* Photo of the applicant with the '''Biogas plant'''.
+
 
 +
* only after sufficient proof for the '''Biogas plant '''is given such as-
 +
 
 +
 
 +
1. Technical feasibility certificate of the '''Biogas plant.'''
 +
 
 +
2. Photo of the applicant with the '''Biogas plant.'''
 +
 
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| Farmers having discussion about the financial aid for building biogas plant.
+
| style="border:1pt solid #000000;padding:0.176cm;"| [[Image:]]
−
[[Image:]]
+
 
−
| style="border:1pt solid #000000;padding:0.176cm;"| Apart from banks, farmer groups also help financially for building a '''Biogas plant'''.
+
 
 +
Farmers having discussion about the financial aid for building '''Biogas plant.'''
 +
 
 +
| style="border:1pt solid #000000;padding:0.176cm;"| Apart from''' banks-'''
 +
 
 +
 
 +
* farmer groups also help financially for building a '''Biogas plant. '''
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 14'''
+
| style="border:0.75pt solid #000000;padding:0.176cm;"|
 +
Slide 14
  
−
Link for offices located in different states of the India- http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/
+
Link for offices located in different states of the India-
−
| style="border:1pt solid #000000;padding:0.176cm;"| Refer the given link for offices located in different states of the country- http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/
+
 
 +
http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/  
 +
 
 +
| style="border:0.75pt solid #000000;padding:0.176cm;"|
 +
 
 +
Link for offices located in different states of the India-
 +
 
 +
http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/  
  
 
|-
 
|-
−
| style="border:1pt solid #000000;padding:0.176cm;"| '''Slide 15'''
+
| style="border:1pt solid #000000;padding:0.176cm;"| Slide 15
 +
 
 +
Summary:
  
−
'''Summary'''
 
 
In this tutorial we learnt about :
 
In this tutorial we learnt about :
−
* How to apply for a loan to get a '''Biogas plant''' built.
+
 
−
* Fact that one can either self-finance or avail bank loan to build the '''Biogas plant'''
+
1. How to apply for a''' loan''' to get a '''Biogas plant''' built.
−
* Pre-requisites required to avail the loan
+
 
 +
2. Fact that-
 +
 
 +
* one can either self-finance or avail '''bank loan''' to build the '''Biogas plant'''
 +
 
 +
3. Pre-requisites required to avail the '''loan'''
 +
 
 
| style="border:1pt solid #000000;padding:0.176cm;"| Let us summarize:
 
| style="border:1pt solid #000000;padding:0.176cm;"| Let us summarize:
−
In this tutorial we learnt about :
+
 
−
* How to apply for a loan to get a '''Biogas plant''' built.
+
In this tutorial we have learnt:
−
* Fact that one can either self-finance or avail bank loan to build the '''Biogas plant'''
+
 
−
* Pre-requisites required to avail the loan
+
1. How to apply for a''' loan''' to get a '''Biogas plant''' built.
 +
 
 +
* Fact that-
 +
 
 +
2. one can either self-finance or avail '''bank loan''' to build the '''Biogas plant'''
 +
 
 +
3. Pre-requisites required to avail the '''loan'''
 +
 
  
 
|-
 
|-
−
| style="border-top:1pt solid #000000;border-bottom:0.75pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;padding:0.176cm;"| '''Slide 16'''
+
| style="border-top:1pt solid #000000;border-bottom:0.75pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;padding:0.176cm;"| Slide
 +
 
 +
Summary
 +
 
 +
And we also learnt about-
 +
 
 +
4. List of documents to be attached with '''loan''' application form 
 +
 
 +
5. Cost factors for building the plant
 +
 
 +
6. Approximate break-up of the budget
 +
 
 +
7. Subsidies provided by Government of India to build a '''Biogas plant'''
 +
 
 +
 
 +
| style="border-top:1pt solid #000000;border-bottom:0.75pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;padding:0.176cm;"|
 +
 
 +
Summary
 +
 
 +
And we also learnt about-
 +
 
 +
4. List of documents to be attached with '''loan''' application form 
 +
 
 +
5. Cost factors for building the plant
 +
 
 +
6. Approximate break-up of the budget
  
−
'''Summary'''
+
7. Subsidies provided by Government of India to build a '''Biogas plant'''
−
And we also learnt about
+
−
* List of documents to be attached with loan application form 
+
−
* Cost factors for building the plant
+
−
* Approximate break-up of the budget
+
−
| style="border-top:1pt solid #000000;border-bottom:0.75pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;padding:0.176cm;"|
+
−
* List of documents to be attached with loan application form 
+
−
* Cost factors for building the '''plant'''
+
−
* Approximate break-up of the budget
+
  
 
|-
 
|-
−
| style="border:0.75pt solid #000000;padding:0.071cm;"| Slide 17
+
| style="background-color:#ffffff;border:0.75pt solid #666666;padding-top:0cm;padding-bottom:0cm;padding-left:0.212cm;padding-right:0.212cm;"| Slide 16
 +
 
 +
Acknowledgements
  
−
'''Acknowledgements '''
 
 
This video was created by:
 
This video was created by:
−
Spoken Tutorial project with inputs from
 
−
Rural-ICT IIT Bombay
 
−
More information on these projects can be found at these links
 
−
| style="border:0.75pt solid #000000;padding:0.071cm;"| This video was created by Spoken Tutorial Project with inputs from Rural-ICT team, IIT Bombay.
 
  
−
More information on these projects can be found at these links-
+
Spoken Tutorial project with inputs from Rural-ICT team, IIT Bombay
 +
| style="border:0.75pt solid #000000;padding:0.176cm;"| This video was created by-
  
 +
'''Spoken tutorial Project''' with inputs from '''Rural-ICT team, IIT Bombay.'''
  
−
http://spoken-tutorial.org /NMEICT-Intro  
+
|-
 +
| style="border:0.75pt solid #000000;padding:0.176cm;"| More information on these projects can be found at these links
 +
 
 +
http://spoken-tutorial.org/NMEICT-Intro
 +
 
 +
http://ruralict.cse.iitb.ac.in/ in
 +
 
 +
| style="border:0.75pt solid #000000;padding:0.176cm;"| More information on these projects can be found at these links.
  
−
http://ruralict.cse.iitb.ac.in
+
http://spoken-tutorial.org/NMEICT-Intro
  
 +
http://ruralict.cse.iitb.ac.in/ in
 
|-
 
|-
−
| style="border:0.75pt solid #000000;padding:0.071cm;"|  
+
| style="border:0.75pt solid #000000;padding:0.176cm;"|
−
| style="border:0.75pt solid #000000;padding:0.071cm;"| Pictures and technology support:
+
 
 +
Pictures and technology support:
 +
 
 
Courtesy:
 
Courtesy:
−
Bhagirath Rural Development Foundation
+
 
−
Village- Zarap, Taluka- Kudal,
+
'''Bhagirath Rural Development Foundation'''
−
Dist.- Sindhudurg
+
 
 +
'''Village- Zarap, Taluka- Kudal,'''
 +
 
 +
'''Dist.- Sindhudurg '''
 +
 +
| style="border:0.75pt solid #000000;padding:0.176cm;"|
 +
 
 +
Pictures and technology support:
 +
 
 +
Courtesy:
 +
 
 +
'''Bhagirath Rural Development Foundation'''
 +
 
 +
'''Village- Zarap, Taluka- Kudal,'''
 +
 
 +
'''Dist.- Sindhudurg '''
  
 
|-
 
|-
−
| style="border:0.75pt solid #000000;padding:0.071cm;"|  
+
| style="border:0.75pt solid #000000;padding:0.176cm;"|  
−
| style="border:0.75pt solid #000000;padding:0.071cm;"|  
+
| style="border:0.75pt solid #000000;padding:0.176cm;"| This is Bella Tony along with the animation team of the '''Spoken''' '''Tutorial''' project signing off.
−
This is Bella Tony along with the animation team of the Spoken
+
 
−
Tutorial project signing off.
+
 
Thank you for joining.
 
Thank you for joining.
  
 
|}
 
|}

Latest revision as of 19:02, 27 May 2016

Visual Cue
Narration
Slide#1

Cover Slide

Hello Friends,Welcome to the Spoken Tutorial on “Finance options for Biogas plant”
Earlier, we learnt about Biogas and the benefits of having a Biogas plant.
Slide#2

Learning objective:

In this tutorial we will learn

  1. How to apply for a loan to get a Biogas plant built.
  2. Fact that-
    • one can either self-finance or avail bank loan to build the Biogas plant
  1. Pre-requisites required to avail the loan


In this tutorial we will learn:


  1. 1. How to apply for a loan to get a Biogas plant built.
  2. Fact that-
    • one can either self-finance or avail bank loan to build the Biogas plant
  3. Pre-requisites required to avail the loan
Slide#3

Learning objective

We will also learn

4. List of documents to be attached with loan application form

5. Cost factors for building the plant

6. Approximate break-up of the budget

7. Subsidies provided by government of India to build a Biogas plant


4. List of documents to be attached with loan application form

5. Cost factors for building the plant

6. Approximate break-up of the budget

7. Subsidies provided by government of India to build a Biogas plant

Slide#4

It should be known that-

we can either self-finance or avail bank loan to build the Biogas plant.

Before we begin,
  • it should be known that
  • we can either self-finance or avail bank loan to build the Biogas plant.
Slide#5

Finance options for Biogas

Budget for building a Biogas plant.

One should be also aware about the budget for building a Biogas plant.
[[Image:]]

The approx. cost for building the Biogas plant is from-

  • Rs 20,000 to Rs 23,000/-
Insert image of KVIC office[[Image:]] The first step to get a Biogas plant built is -
  • Visiting-

Khadi and Village Industries Commission office of the respective district.

  • This office is also known as KVIC
  • Each KVIC has a Rural Energy Technical department.
[[Image:]]
  • Meet the Rural Energy Technician i.e. RET in the mentioned department.
[[Image:]]
  • Request the RET to make a visit to the proposed Biogas plant site.
[[Image:]]


Next, the RET will visit and inspect the prerequisite(s) required to avail the loan.
Slide#6

Pre-requisite

List of pre-requisite(s) to avail loan is as follows:

  • Availability of land.
  • Adequate supply of water
  • Approx. quantity of available solid waste
  • Approx. number and age of cattle
  • Applicant’s Bank account/loan account
List of pre-requisite(s) to avail loan is as follows:


[[Image:]]

1. Availability of land-

For eg: 12ft x 16ft land is required for building 12ft x 8ft of Biogas plant.

2. Adequate supply of water for daily feeding of the Biogas plant.

[[Image:]]


[[Image:]]


[[Image:]]


3. Approx. quantity of solid waste-

either in the form of cow dung and /or the Bio-degradable waste.

  • Please note, quantity of waste for the plant-

is directly proportional to the size of the plant.

  • For example,
    • 25 kgs of solid waste and 25 litres of water is required
    • for a 12ft x 8 ft of Biogas plant.
[[Image:]]


4. The RET will also check the number and age of cattle.

  • For example,
    • minimum 2 cows producing an average of 12 kg dung are required
    • for a 2 cubic meter Biogas plant
  • This check is to ensure supply of 25 kgs of dung to the Biogas plant.

5. Lastly, the RET will check-

  • the Bank account
  • Or loan account

of the applicant.

[[Image:]]

If all the prerequisites are met, then the RET issues a technical feasibility certificate.

[[Image:]]


[[Image:]]
  • Once the technical feasibility certificate is issued
  • Visit the nearest bank to avail loan.
[[Image:]]

[[Image:]]

[[Image:]]


You may visit banks such as
  • Private banks like -
  1. IDBI bank,
  2. Canara bank,
  3. Union bank of India
[[Image:]][[Image:]]

[[Image:]][[Image:]]


[[Image:]]

* Co-operative banks like -
  1. Saraswat bank,
  2. Dombivli Nagari Sahakari Bank,
  3. South Canara District Central Cooperative Bank (known as SCDCC),
  4. Gramin Bank of different States,
  5. Development Credit Bank (Known as DCB) etc.
Slide# 7

What is the amount of loan one can get from the bank?

So, what is the amount of loan one can get from the Bank?
[[Image:]] You will be surprised to know that you can avail 100% of loan from a bank.
Slide 8

Finance options for Biogas

The following will vary from bank to bank----

  • loan amount
  • sanction period
  • interest of loan
  • loan repayment
However, it is to be noted that the following will vary from bank to bank.
  • loan amount
  • sanction period
  • interest of loan
  • loan repayment
[[Image:]]

[[Image:]]

Loan formalities start with-
  • Filling up of the forms such as the ‘loan Application Form’.

The RET officer will help you in filling the form.

[[Image:]][[Image:]]

[[Image:]]

As shown- the following details have to be filled in the application form-
  1. Purpose of applying for the loan
  2. Name and Address of the applicant
  3. Resident of the respective village since year _____
  4. Nature of activity
  5. Age and Gender
  6. Category-SC/ST/OBC

And other such details.

(Graphics)

Image showing man holding the pen and scribbling on the loan application form

I will now fill in the details as required in the form.


<< Pause Recording>> << Pause Recording>>
Image of the filled form The filled form would look like this.
Slide 9


List of documents to be attached with loan application form:

Along with the loan application form, the other documents to be attached are -
[[Image:]]

1. Technical feasibility certificate


[[Image:]]

2. Document of landholding


[[Image:]]

3. Photocopy of Ration card


[[Image:]]


4. Proof of annual income


Slide 10


After filling the form, submit it to the bank officer for scrutiny.

After filling the form-

  • we have to submit it to the bank officer for scrutiny.


[[Image:]]


 We will receive the Branch Manager/Inspecting Officer’s Reference and loan Approval.
Slide 11

Cost factors for building the plant?

Lets now talk about the cost factors for building the plant -
[[Image:]][[Image:]]
[[Image:]][[Image:]]


[[Image:]]


[[Image:]][[Image:]]

The cost for building the plant depends upon factors such as -
  • Cost of raw material.
  • Mason(s) charges.
  • Transportation cost from the hardware shop to the plant site.
[[Image:]] * The raw material and transportation cost
  • along with mason charges may vary from region to region.
Slide 12


Approximate break-up of budget

The approximate break-up of budget is as follows:
[[Image:]][[Image:]]

[[Image:]]


Rs. 4,000

1. Approx. Rs.4,000/- for the mason and his labourers


[[Image:]]
Rs. 1,300

2. Approx. Rs.1,300/- for the Biogas burner stove


[[Image:]][[Image:]]


[[Image:]][[Image:]][[Image:]][[Image:]]

3. Approx. Rs. 15,000/- for the raw material.


[[Image:]]


[[Image:]]

4. Approx. Rs. 2000/-

  • as transportation charges from the hardware shop to the plant site.


Slide 13

Good news

Government of India provides subsidies to build a Biogas plant

A Good news for all those who plan to build a Biogas plant is that-
  • Government of India provides subsidies to build a Biogas plant.
[[Image:]]


[[Image:]]
 The subsidies provided to applicants are :
  • Rs 9,000/- for General Category
  • Rs 11,000/- for SC/ST Category and
  • Rs 17,000/- for North-Eastern States.


[[Image:]]
(Graphics) Image of Biogas plant attached with toilet.
An extra subsidy of Rs 1,200/-


  • is given if toilet is attached to the Biogas plant.
[[Image:]]


[[Image:]]


[[Image:]]

To avail the subsidy we need to fill a form after the Biogas plant is built.


This form is available with the local Gram Panchayat office.

I will now fill in the details as required in the form
<< Pause Recording>> << Pause Recording>>
[[Image:]] The filled subsidy form will look like this.
[[Image:]]
[[Image:]][[Image:]]
[[Image:]]


 Please note, that subsidy will be granted-
  • only after sufficient proof for the Biogas plant is given such as-


1. Technical feasibility certificate of the Biogas plant.

2. Photo of the applicant with the Biogas plant.


[[Image:]]


Farmers having discussion about the financial aid for building Biogas plant.

Apart from banks-


  • farmer groups also help financially for building a Biogas plant.

Slide 14

Link for offices located in different states of the India-

http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/

Link for offices located in different states of the India-

http://www.mnre.gov.in/schemes/decentralized-systems/schems-2/

Slide 15

Summary:

In this tutorial we learnt about :

1. How to apply for a loan to get a Biogas plant built.

2. Fact that-

  • one can either self-finance or avail bank loan to build the Biogas plant

3. Pre-requisites required to avail the loan

Let us summarize:

In this tutorial we have learnt:

1. How to apply for a loan to get a Biogas plant built.

  • Fact that-

2. one can either self-finance or avail bank loan to build the Biogas plant

3. Pre-requisites required to avail the loan


Slide

Summary

And we also learnt about-

4. List of documents to be attached with loan application form

5. Cost factors for building the plant

6. Approximate break-up of the budget

7. Subsidies provided by Government of India to build a Biogas plant


Summary

And we also learnt about-

4. List of documents to be attached with loan application form

5. Cost factors for building the plant

6. Approximate break-up of the budget

7. Subsidies provided by Government of India to build a Biogas plant

Slide 16

Acknowledgements

This video was created by:

Spoken Tutorial project with inputs from Rural-ICT team, IIT Bombay

This video was created by-

Spoken tutorial Project with inputs from Rural-ICT team, IIT Bombay.

More information on these projects can be found at these links

http://spoken-tutorial.org/NMEICT-Intro

http://ruralict.cse.iitb.ac.in/ in

More information on these projects can be found at these links.

http://spoken-tutorial.org/NMEICT-Intro

http://ruralict.cse.iitb.ac.in/ in

Pictures and technology support:

Courtesy:

Bhagirath Rural Development Foundation

Village- Zarap, Taluka- Kudal,

Dist.- Sindhudurg

Pictures and technology support:

Courtesy:

Bhagirath Rural Development Foundation

Village- Zarap, Taluka- Kudal,

Dist.- Sindhudurg

This is Bella Tony along with the animation team of the Spoken Tutorial project signing off.

Thank you for joining.

Contributors and Content Editors

Bellatony911, Nancyvarkey

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