Biogas-Plant/C2/Finance-options-for-Biogas-plant/English-timed - Revision history

PoojaMoolya at 12:19, 16 March 2017

2017-03-16T12:19:22Z

Sandhya.np14 at 15:37, 30 November 2016

2016-11-30T15:37:14Z

Sandhya.np14 at 13:27, 27 November 2016

2016-11-27T13:27:32Z

Sandhya.np14 at 12:14, 27 November 2016

2016-11-27T12:14:24Z

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Pratik kamble at 07:40, 25 November 2016

2016-11-25T07:40:27Z

Pratik kamble at 07:39, 25 November 2016

2016-11-25T07:39:08Z

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PoojaMoolya: Created page with "{| Border =1 | '''Time''' | '''Narration''' |- | 00:01 | Hello Friends,Welcome to the Spoken Tutorial on “'''Finance options for Bio..."

2016-11-23T11:40:20Z

Created page with "{| Border =1 | <center>'''Time'''</center> | <center>'''Narration'''</center> |- | 00:01 | Hello Friends,Welcome to the Spoken Tutorial on “'''Finance options for Bio..."

New page

{| Border =1
| <center>'''Time'''</center>
| <center>'''Narration'''</center>

|-
| 00:01
| Hello Friends,Welcome to the Spoken Tutorial on “'''Finance options for Biogas plant'''”

|-
| 00:10
| Earlier, we learnt about '''biogas '''and the benefits of having a '''biogas plant'''.

|-
| 00:18
| In this tutorial we will learn: How to apply for a loan to get a biogas plant built.

|-
| 00:28
| Fact that one can either self-finance or avail bank loan to build the biogas plant

|-
| 00:39
| Pre-requisites required to avail the loan

|-
| 00:44
| List of documents to be attached with loan application form

|-
| 00:49
| Cost factors for building the plant

|-
| 00:53
|Approximate break-up of the budget

|-
| 00:57
| And subsidies provided by government of India to build a Biogas plant

|-
| 01:05
| Before we begin, it should be known that we can either self-finance or avail bank loan to build the biogas plant.

|-
| 01:20
| One should be also aware about the budget for building a Biogas plant.

|-
| 01:27
| The approximate cost for building the biogas plant is from Rs 20,000 to Rs 23,000/-

|-
| 01:39
| The first step to get a Biogas plant built is - Visiting Khadi and Village Industries Commision office of the respective district.

|-
| 01:53
| This office is also known as KVIC

|-
| 01:59
| Each KVIC has a Rural Energy Technical department.

|-
| 02:05
| Meet the Rural Energy Technician i.e. RET in the mentioned department.

|-
| 02:14
| Request the RET to make a visit to the proposed Biogas plant site.

|-
| 02:22
| Next, the RET will visit and inspect the prerequisite(s) required to avail the loan.

|-
| 02:32
| List of pre-requisite(s) to avail the loan is as follows:

|-
| 02:39
|Availability of land. For eg: 12 feet by 16 feet land is required for building 12feet by 8feet of Biogas plant.

|-
| 02:56
|Adequate supply of water for daily feeding of the biogas plant.

|-
| 03:03
| Approximate quantity of solid waste either in the form of cow-dung and /or the bio-degradable waste.

|-
| 03:14
| Please note, quantity of waste for the plant is directly proportional to the size of the plant.

|-
| 03:24
| For example, 25 kgs of solid waste and 25 litres of water is required for a 12feet x 8 feet of biogas plant.

|-
| 03:41
| The RET will also check the number and age of cattle

|-
| 03:47
|For example minimum 2 cows producing an average of 12 kg dung are required for a 2 cubic meter biogas plant

|-
| 04:03
|This check is to ensure supply of 25 kgs of dung to the biogas plant.

|-
| 04:14
| Lastly, the RET will check- the Bank account/loan account of the applicant.

|-
| 04:25
| If all the prerequisites are met, then the RET issues a technical feasibility certificate.

|-
| 04:35
| Once the technical feasibility certificate is issued, visit the nearest bank to avail the loan.

|-
| 04:46
| You may visit banks such as Private banks like IDBI bank, Canara bank, Union bank of India

|-
| 04:59
| Co-operative banks like Saraswat bank, Dombivli nagari sahakari bank, South canara district central cooperative bank (known as SCDCC),

|-
| 05:18
|Gramin bank of different states, and

|-
| 05:23
|Development credit bank (Known as DCB) etc.

|-
| 05:31
| So, what is the amount of loan one can get from the bank?

|-
| 05:38
| You will be surprised to know that you can avail 100% of loan from a bank.

|-
| 05:47
| However, it is to be noted that the following will vary from bank to bank.

|-
| 05:56
| Loan amount, Sanction period , Interest of loan and Loan repayment

|-
| 06:07
| Loan formalities start with filling up of the forms such as the ‘Loan Application Form’.

|-
| 06:17
|The RET officer will help you in filling the form.

|-
| 06:24
| As shown- the following details have to be filled in the application form-

|-
| 06:31
|Purpose of applying for the loan

|-
| 06:35
|Name and Address of the applicant

|-
| 06:40
|Resident of the respective village since year

|-
| 06:46
|Nature of activity

|-
| 06:49
|Age and Gender

|-
| 06:52
|Category-SC/ST/OBC and other such details.

|-
| 07:01
| I will now fill in the details as required in the form.

|-
| 07:07
| The filled form would look like this.

|-
| 07:11
| Along with the loan application form, the other documents to be attached are -

|-
| 07:19
| Technical feasibility certificate

|-
| 07:24
| Document of landholding

|-
| 07:27
| Photocopy of Ration card and Proof of annual income

|-
| 07:35
| After filling the form, we have to submit it to the bank officer for scrutiny.

|-
| 07:46
| We will receive the Branch Manager or Inspecting Officer’s Reference and Loan Approval.

|-
| 07:55
| Lets now talk about the cost factors for building the plant

|-
| 08:02
| The cost for building the plant depends upon factors such as Cost of raw material, Mason(s) charges, and Transportation cost from the hardware shop to the plant site.

|-
| 08:21
| The raw material and transportation cost along with the mason charges may vary from region to region.

|-
| 08:33
| The approximate break-up of budget is as follows:

|-
| 08:39
| Approximately Rs.4,000/- for the mason and his labourers

|-
| 08:46
| Approximately Rs.1,300/- for the '''biogas '''burner stove

|-
| 08:54
| Approximately Rs. 15,000/- for the raw material

|-
| 09:02
| Approximately Rs. 2000/- as transportation charges from the hardware shop to the plant site.

|-
| 09:13
| A Good news for all those who plan to build a Biogas plant is that- Government of India provides subsidies to build a Biogas plant

|-
| 09:28
| The subsidies provided to applicants are : Rs 9,000/- for General Category, Rs 11,000/- for SC/ST Category and Rs 17,000/- for North-Eastern States.

|-
| 09:50
| An extra subsidy of Rs 1,200/- is given if toilet is attached to the Biogas plant.

|-
| 10:00
| To avail the subsidy we need to fill a form after the Biogas plant is built.

|-
| 10:07
| This form is available with the local Gram Panchayat office.

|-
| 10:14
| I will now fill in the details as required in the form

|-
| 10:19
| The filled subsidy form will look like this.

|-
| 10:23
| Please note that subsidy will be granted only after sufficient proof for the biogas plant is given such as

|-
| 10:35
| Technical feasibility certificate of the biogas plant. and

|-
| 10:41
| Photo of the applicant with the biogas plant.

|-
| 10:45
| Apart from banks, farmer groups also help financially for building a biogas plant.

|-
| 10:55
| Refer the given link for offices located in different states of the country

|-
| 11:02
| Let us summarize: In this tutorial we have learnt

|-
| 11:07
| How to apply for a loan to get a Biogas plant built

|-
| 11:13
| Fact that one can either self-finance or avail bank loan to build the biogas plant

|-
| 11:23
| Pre-requisite(s) required to avail the loan

|-
| 11:27
| And we also learnt about

|-
| 11:30
| List of documents to be attached with loan application form

|-
| 11:35
| Cost factors for building the plant

|-
| 11:38
|Approximate break-up of the budget and

|-
| 11:42
| And subsidies provided by government of India to build a Biogas plant

|-
| 11:49
| This video was created by Spoken Tutorial Project with inputs from Rural-ICT team, IIT Bombay.

|-
| 11:59
| More information on these projects can be found at these links.

|-
| 12:04
| This is Bella Tony along with the animation team of the Spoken Tutorial project signing off.
Thank you for joining.

|}

@@ Line 1: / Line 1: @@
 {| Border =1
-|  <center>'''Time'''</center>
+|'''Time'''
-|  <center>'''Narration'''</center>
+|'''Narration'''
 |-
@@ Line 295: / Line 295: @@
 |-
-|  10:55
+|10:55
-| Refer the given link for offices located in different states of the country
+|Refer the given link for offices located in different states of the country
 |-
@@ Line 311: / Line 311: @@
 |-
-| 11:23
+|11:23
-|  Pre-requisite(s) required to avail the loan
+|Pre-requisite(s) required to avail the loan
 |-
@@ Line 323: / Line 323: @@
 |-
-|  11:35
+|11:35
-| Cost factors for building the plant
+|Cost factors for building the plant
 |-
-|  11:38
+|11:38
 |Approximate break-up of the budget
@@ Line 335: / Line 335: @@
 |-
-|  11:49
+|11:49
-| This video was created by '''Spoken Tutorial Project''' with inputs from '''Rural-ICT team, IIT Bombay'''.
+|This video was created by '''Spoken Tutorial Project''' with inputs from '''Rural-ICT team, IIT Bombay'''.
 |-
-| 11:59
+|11:59
-| More information on these projects can be found at these links.
+|More information on these projects can be found at these links.
 |-
 | 12:04
-|  This is Bella Tony along with the animation team of the Spoken Tutorial project signing off.
+|This is Bella Tony along with the animation team of the Spoken Tutorial project signing off.Thank you for joining.
 Thank you for joining.
 |}

@@ Line 13: / Line 13: @@
 |-
 | 00:18
-|  In this tutorial, we will learn:
+|  In this tutorial, we will learn:how to apply for a loan to get a biogas plant built
-* how to apply for a loan to get a biogas plant built
 |-
 |  00:28
-|* Fact that one can either self-finance or avail bank loan to build the biogas plant
+|Fact that one can either self-finance or avail bank loan to build the biogas plant
 |-
 |  00:39
-|*  pre-requisites required to avail the loan
+|pre-requisites required to avail the loan
 |-
-|  00:44
+|00:44
-|* List of documents to be attached with loan application form-
+|List of documents to be attached with loan application form-
 |-
 |  00:49
-|* Cost factors for building the plant
+| Cost factors for building the plant
 |-
 |  00:53
-|* Approximate break-up of the budget
+| Approximate break-up of the budget
 |-
 |  00:57
-|* And subsidies provided by the government of India to build a biogas plant.
+|And subsidies provided by the government of India to build a biogas plant.
 |-
@@ Line 202: / Line 201: @@
 |-
 | 07:19
-|*  Technical feasibility certificate
+|Technical feasibility certificate
 |-
 |  07:24
-|* Document of land holding
+|Document of land holding
 |-
 | 07:27
-|*  Photocopy of Ration card and proof of annual income.
+|Photocopy of Ration card and proof of annual income.
 |-
@@ Line 238: / Line 237: @@
 |-
 |  08:39
-|* Approximately Rs.4,000/- for the mason and his laborers
+|Approximately Rs.4,000/- for the mason and his laborers
 |-
 |  08:46
-|* Approximately Rs.1,300/- for the '''biogas burner''' stove
+|Approximately Rs.1,300/- for the '''biogas burner''' stove
 |-
 | 08:54
-|* Approximately Rs. 15,000/- for the raw material
+|Approximately Rs. 15,000/- for the raw material
 |-
 |  09:02
-|*  Approximately Rs. 2000/- as transportation charges from the hardware shop to the plant site.
+| Approximately Rs. 2000/- as transportation charges from the hardware shop to the plant site.
 |-
@@ Line 305: / Line 304: @@
 |-
 | 11:07
-| * How to apply for a loan to get a biogas plant built
+| How to apply for a loan to get a biogas plant built
 |-
 | 11:13
-| * Fact that one can either self-finance or avail bank loan to build the '''biogas plant'''
+| Fact that one can either self-finance or avail bank loan to build the '''biogas plant'''
 |-
 |11:23
-|* Pre-requisite(s) required to avail the loan.
+|Pre-requisite(s) required to avail the loan.
 |-
@@ Line 321: / Line 320: @@
 |-
 | 11:30
-|* List of documents to be attached with loan application form
+|List of documents to be attached with loan application form
 |-
 |11:35
-|* Cost factors for building the plant
+|Cost factors for building the plant
 |-
 |11:38
-|* Approximate break-up of the budget and
+|Approximate break-up of the budget and
 |-
 |  11:42
-|* Subsidies provided by the government of India to build a biogas plant.
+|Subsidies provided by the government of India to build a biogas plant.
 |-

@@ Line 13: / Line 13: @@
 |-
 | 00:18
-|  In this tutorial, we will learn how to apply for a loan to get a biogas plant built.
+|  In this tutorial, we will learn:
 |-
 |  00:28
-| Fact that one can either self-finance or avail bank loan to build the biogas plant,
+|* Fact that one can either self-finance or avail bank loan to build the biogas plant
 |-
 |  00:39
-|  pre-requisites required to avail the loan.
+|*  pre-requisites required to avail the loan
 |-
 |  00:44
-| List of documents to be attached with loan application form-
+|* List of documents to be attached with loan application form-
 |-
 |  00:49
-| Cost factors for building the plant
+|* Cost factors for building the plant
 |-
 |  00:53
-| Approximate break-up of the budget
+|* Approximate break-up of the budget
 |-
 |  00:57
-| And subsidies provided by the government of India to build a biogas plant.
+|* And subsidies provided by the government of India to build a biogas plant.
 |-
@@ Line 53: / Line 54: @@
 |-
 |  01:39
-|  The first step to get a biogas plant built is - visiting '''Khadi and Village Industries Commision''' office of the respective district.
+|  The first step to get a biogas plant built is - visiting '''Khadi and Village Industries Commission''' office of the respective district.
 |-
@@ Line 81: / Line 82: @@
 |-
 |  02:39
-|Availability of land. For eg: 12 feet by 16 feet land is required for building 12feet by 8feet of biogas plant.
+|Availability of land. For e.g. 12 feet by 16 feet land is required for building 12 feet by 8 feet of biogas plant.
 |-
@@ Line 97: / Line 98: @@
 |-
 |  03:24
-| For example, 25 kgs of solid waste and 25 litres of water is required for a 12feet x 8 feet of biogas plant.
+| For example, 25 kgs of solid waste and 25 litres of water are required for a 12 feet x 8 feet of biogas plant.
 |-
@@ Line 113: / Line 114: @@
 |-
 |  04:14
-| Lastly, the '''RET''' will check- the bank account/loan account of the applicant.
+| Lastly, the '''RET''' will check the bank account/loan account of the applicant.
 |-
@@ Line 145: / Line 146: @@
 |-
 | 05:47
-|  However, it is to be noted that the following will vary from bank to bank.
+|  However, it is to be noted that the following will vary from bank to bank-
 |-
@@ Line 153: / Line 154: @@
 |-
 |  06:07
-|  Loan formalities start with filling up of the forms such as the Loan application form.
+|  Loan formalities start with filling up of the forms such as the loan application form.
 |-
@@ Line 205: / Line 206: @@
 |-
 |  07:24
-|* Document of landholding
+|* Document of land holding
 |-
 | 07:27
-|*  Photocopy of '''Ration card''' and proof of annual income.
+|*  Photocopy of Ration card and proof of annual income.
 |-
@@ Line 217: / Line 218: @@
 |-
 |  07:46
-| We will receive the Branch Manager or Inspecting Officer’s Reference and Loan approval.
+| We will receive the '''Branch Manager''' or '''inspecting officer'''’s reference and loan approval.
 |-
@@ Line 225: / Line 226: @@
 |-
 | 08:02
-|  The cost for building the plant depends upon factors such as cost of raw material, mason(s) charges and transportation cost from the hardware shop to the plant site.
+|  The cost for building the plant depends upon factors such as cost of raw material, mason's charges and transportation cost from the hardware shop to the plant site.
 |-
 | 08:21
-|  The raw material and transportation cost along with the mason charges may vary from region to region.
+|  The raw material and transportation cost along with the mason's charges may vary from region to region.
 |-
@@ Line 253: / Line 254: @@
 |-
 |  09:13
-|  A Good news for all those who plan to build a biogas plant is that- Government of India provides subsidies to build a biogas plant.
+|  A good news for all those who plan to build a biogas plant is that- Government of India provides subsidies to build a biogas plant.
 |-
 | 09:28
-|  The subsidies provided to applicants are: Rs 9,000/- for General category,  Rs 11,000/- for SC/ST category and  Rs 17,000/- for North-Eastern States.
+|  The subsidies provided to applicants are: Rs 9,000/- for general category,  Rs 11,000/- for SC/ST category and  Rs 17,000/- for North-Eastern States.
 |-
@@ Line 300: / Line 301: @@
 |-
 | 11:02
-|  Let us summarize: In this tutorial, we have learnt
+|  Let us summarize. In this tutorial, we have learnt:
 |-
@@ Line 308: / Line 309: @@
 |-
 | 11:13
-| * Fact that one can either self-finance or avail bank loan to build the '''biogas''' plant
+| * Fact that one can either self-finance or avail bank loan to build the '''biogas plant'''
 |-
@@ Line 332: / Line 333: @@
 |-
 |  11:42
-|* Subsidies provided by government of India to build a biogas plant.
+|* Subsidies provided by the government of India to build a biogas plant.
 |-
 |11:49
-|This video was created by '''Spoken Tutorial Project''' with inputs from '''Rural-ICT team, IIT Bombay'''.
+|This video was created by '''Spoken Tutorial Project''' with inputs from '''Rural-ICT''' team, '''IIT Bombay'''.
 |-

@@ Line 241: / Line 241: @@
 |-
 |  08:46
-|* Approximately Rs.1,300/- for the '''biogas '''burner stove
+|* Approximately Rs.1,300/- for the '''biogas burner''' stove
 |-
@@ Line 253: / Line 253: @@
 |-
 |  09:13
-|  A Good news for all those who plan to build a Biogas plant is that- Government of India provides subsidies to build a biogas plant.
+|  A Good news for all those who plan to build a biogas plant is that- Government of India provides subsidies to build a biogas plant.
 |-
 | 09:28
-|  The subsidies provided to applicants are :  Rs 9,000/- for General category,  Rs 11,000/- for SC/ST category and  Rs 17,000/- for North-Eastern States.
+|  The subsidies provided to applicants are: Rs 9,000/- for General category,  Rs 11,000/- for SC/ST category and  Rs 17,000/- for North-Eastern States.
 |-
@@ Line 284: / Line 284: @@
 |-
 | 10:35
-| Technical feasibility certificate of the '''biogas''' plant and
+| technical feasibility certificate of the biogas plant and
 |-
 | 10:41
-|  Photo of the applicant with the '''biogas''' plant.
+|  photo of the applicant with the biogas plant.
 |-
 |  10:45
-|  Apart from banks, farmer groups also help financially for building a '''biogas''' plant.
+|  Apart from banks, farmer groups also help financially for building a biogas plant.
 |-
 |10:55
-|Refer the given link for offices located in different states of the country
+|Refer the given '''link''' for offices located in different states of the country.
 |-
 | 11:02
-|  Let us summarize: In this tutorial we have learnt
+|  Let us summarize: In this tutorial, we have learnt
 |-
 | 11:07
-|  How to apply for a loan to get a '''Biogas''' plant built
+| * How to apply for a loan to get a biogas plant built
 |-
 | 11:13
-|  Fact that one can either self-finance or avail bank loan to build the '''biogas''' plant.
+| * Fact that one can either self-finance or avail bank loan to build the '''biogas''' plant
 |-
 |11:23
-|Pre-requisite(s) required to avail the loan
+|* Pre-requisite(s) required to avail the loan.
 |-
 | 11:27
-| And we also learnt about
+| And, we also learnt about:
 |-
 | 11:30
-| List of documents to be attached with loan application form
+|* List of documents to be attached with loan application form
 |-
 |11:35
-|Cost factors for building the plant
+|* Cost factors for building the plant
 |-
 |11:38
-|Approximate break-up of the budget
+|* Approximate break-up of the budget and
 |-
 |  11:42
-| And subsidies provided by government of India to build a '''Biogas''' plant.
+|* Subsidies provided by government of India to build a biogas plant.
 |-
@@ Line 344: / Line 344: @@
 |-
 | 12:04
-|This is Bella Tony along with the animation team of the Spoken Tutorial project signing off.Thank you for joining.
+|This is Bella Tony along with the animation team of the Spoken Tutorial project, signing off. Thank you for joining.
 |}